docs.vin

bhphAccount

The bhphAccount noun — identity, lifecycle, events, and every capability as an anchored section: 10 capabilities, 0 live, 10 sandbox, 0 declared.

bhphAccount is one of the estate's 317 automotive nouns — a job a car needs done. It carries 10 capabilities: 0 live, 10 sandbox, 0 declared · doors aggregator.vin.

Identity

NounbhphAccount
PillarServices (facets: 1 data · 7 services · 2 commerce)
Capabilities10 — 0 live · 10 sandbox · 0 declared
EntitiesLoanServicing
Doorsaggregator.vin
SDKVin.bhphAccount.* from apis.vin
Address/catalog/bhphAccount#{action} — the anchor IS the wire name minus bhphAccount.

Events

The vocabulary this noun can append to the record — 10 past-tense, versioned event types, each linked to the capability that emits it:

Quote & price

terms

bhphAccount.terms · GET /bhph-accounts/terms · gate none · sandbox · answers BhphAccountTerms@1

FieldTypeRequiredNotes
vinstringno—

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

the SDK — bhphAccount.terms
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.terms({"vin":"1C6HJTAG0LL143408"})
GET /bhph-accounts/terms
curl 'https://apis.vin/bhph-accounts/terms?vin=1C6HJTAG0LL143408'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:08.042Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountTerms@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "terms": {
      "id": "LN-d8c10ea1",
      "decision": "approved",
      "rateBand": "best",
      "apr": "4.49",
      "termMonths": 72,
      "stipulations": []
    },
    "payer": {
      "name": "Ava Good",
      "castRow": "super-prime",
      "creditTier": "super-prime"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "terms": {
      "id": "LN-d8c10ea1",
      "decision": "approved",
      "rateBand": "best",
      "apr": "4.49",
      "termMonths": 72,
      "stipulations": []
    },
    "payer": {
      "name": "Ava Good",
      "castRow": "super-prime",
      "creditTier": "super-prime"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

Pay & settle

collect

bhphAccount.collect · POST /bhph-accounts/collect · gate offer · sandbox · answers BhphAccountCollect@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.collected@1 · BhphAccount.failed@1.

the SDK — bhphAccount.collect
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.collect({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/collect
curl -X POST https://apis.vin/bhph-accounts/collect \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:07.989Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountCollect@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "collection": {
      "status": "collected",
      "id": "COL-6a05aea9",
      "loanId": "LN-d8c10ea1",
      "position": "Current",
      "amountCents": 34869,
      "currency": "USD"
    },
    "payer": {
      "name": "Ava Good",
      "castRow": "super-prime",
      "creditTier": "super-prime"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "collection": {
      "status": "collected",
      "id": "COL-6a05aea9",
      "loanId": "LN-d8c10ea1",
      "position": "Current",
      "amountCents": 34869,
      "currency": "USD"
    },
    "payer": {
      "name": "Ava Good",
      "castRow": "super-prime",
      "creditTier": "super-prime"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

relatedFinance

bhphAccount.relatedFinance · POST /bhph-accounts/related-finance · gate offer · sandbox · answers BhphAccountRelatedFinance@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.rfcAssigned@1.

the SDK — bhphAccount.relatedFinance
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.relatedFinance({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/related-finance
curl -X POST https://apis.vin/bhph-accounts/related-finance \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:08.022Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountRelatedFinance@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "assignment": {
      "status": "rfc-assigned",
      "loanId": "LN-d8c10ea1",
      "position": "Current",
      "assignedTo": {
        "partyId": "DLR-b9066ade",
        "name": "The Estate Store"
      }
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "assignment": {
      "status": "rfc-assigned",
      "loanId": "LN-d8c10ea1",
      "position": "Current",
      "assignedTo": {
        "partyId": "DLR-b9066ade",
        "name": "The Estate Store"
      }
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

Fulfill & operate

deviceInstall

bhphAccount.deviceInstall · POST /bhph-accounts/device-install · gate key · sandbox · answers BhphAccountDeviceInstall@1

No input — this capability takes no request body.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.deviceInstalled@1.

the SDK — bhphAccount.deviceInstall
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.deviceInstall()
POST /bhph-accounts/device-install
curl -X POST https://apis.vin/bhph-accounts/device-install \
  -H 'content-type: application/json' \
  -d '{}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-16T14:50:09.640Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountDeviceInstall@1",
  "value": {
    "vin": "1HGCM82633A004352",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "device": {
      "status": "no-open-loan"
    }
  },
  "evidence": {
    "vin": "1HGCM82633A004352",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "device": {
      "status": "no-open-loan"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

Lifecycle & state

reinstate

bhphAccount.reinstate · POST /bhph-accounts/reinstate · gate offer · sandbox · answers BhphAccountReinstate@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.failed@1 · BhphAccount.reinstated@1.

the SDK — bhphAccount.reinstate
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.reinstate({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/reinstate
curl -X POST https://apis.vin/bhph-accounts/reinstate \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:08.022Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountReinstate@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "reinstatement": {
      "status": "nothing-to-reinstate",
      "position": "Current"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "reinstatement": {
      "status": "nothing-to-reinstate",
      "position": "Current"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

More actions

note

bhphAccount.note · POST /bhph-accounts/note · gate offer · sandbox · answers BhphAccountNote@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.noteIssued@1.

the SDK — bhphAccount.note
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.note({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/note
curl -X POST https://apis.vin/bhph-accounts/note \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:07.989Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountNote@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "note": {
      "status": "open",
      "id": "LN-d8c10ea1",
      "servicingId": "SVC-63c3ee5b",
      "position": "Current",
      "standing": "open",
      "principalBalance": {
        "currency": "USD",
        "minorUnits": 2171365
      },
      "reference": "poq_967476fd"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "note": {
      "status": "open",
      "id": "LN-d8c10ea1",
      "servicingId": "SVC-63c3ee5b",
      "position": "Current",
      "standing": "open",
      "principalBalance": {
        "currency": "USD",
        "minorUnits": 2171365
      },
      "reference": "poq_967476fd"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

paymentDevice

bhphAccount.paymentDevice · POST /bhph-accounts/payment-device · gate offer · sandbox · answers BhphAccountPaymentDevice@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.deviceEnrolled@1.

the SDK — bhphAccount.paymentDevice
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.paymentDevice({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/payment-device
curl -X POST https://apis.vin/bhph-accounts/payment-device \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:07.990Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountPaymentDevice@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "device": {
      "status": "enrolled",
      "deviceId": "DEV-1aadeabe",
      "loanId": "LN-d8c10ea1",
      "position": "Current"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "device": {
      "status": "enrolled",
      "deviceId": "DEV-1aadeabe",
      "loanId": "LN-d8c10ea1",
      "position": "Current"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

recovery

bhphAccount.recovery · POST /bhph-accounts/recovery · gate offer · sandbox · answers BhphAccountRecovery@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.recoveryTriggered@1.

the SDK — bhphAccount.recovery
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.recovery({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/recovery
curl -X POST https://apis.vin/bhph-accounts/recovery \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:08.005Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountRecovery@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "recovery": {
      "status": "no-delinquency",
      "position": "Current"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "recovery": {
      "status": "no-delinquency",
      "position": "Current"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

sidenote

bhphAccount.sidenote · POST /bhph-accounts/sidenote · gate offer · sandbox · answers BhphAccountSidenote@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.sidenoteTracked@1.

the SDK — bhphAccount.sidenote
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.sidenote({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/sidenote
curl -X POST https://apis.vin/bhph-accounts/sidenote \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:08.042Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountSidenote@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "sidenote": {
      "status": "sidenote-tracked",
      "id": "SN-f6e08f8f",
      "parentLoanId": "LN-d8c10ea1",
      "position": "Current"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "sidenote": {
      "status": "sidenote-tracked",
      "id": "SN-f6e08f8f",
      "parentLoanId": "LN-d8c10ea1",
      "position": "Current"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

underwrite

bhphAccount.underwrite · POST /bhph-accounts/underwrite · gate offer · sandbox · answers BhphAccountUnderwrite@1

FieldTypeRequiredNotes
vinstringno—

The gate is a 402 OFFER — the price and a hard ceiling on the wire, with a durable intent that executes on settlement. Never a wall, never "contact sales". Price: not posted — see /pricing.

Door — aggregator.vin serves this noun on its two routes: / (the landing) · /1C6HJTAG0LL143408 (the VIN lens).

Try it — sandbox: every call answers a deterministic, provenance-labeled simulated payload ({ environment, simulated } in the body). Force any documented outcome with the magic triggers. Going live is a connect, never a ballot: submit the credential at integrates.vin (dealer systems) or connects.vin (consumer accounts) — submissions enter the activation queue and rank live rollout.

Emits — BhphAccount.underwritten@1.

the SDK — bhphAccount.underwrite
import { bhphAccount } from 'apis.vin'

// the gate law is in the type system: Answer<T> = Ok | Empty | Blocked | Offer
const answer = await bhphAccount.underwrite({"vin":"1C6HJTAG0LL143408"})
POST /bhph-accounts/underwrite
curl -X POST https://apis.vin/bhph-accounts/underwrite \
  -H 'content-type: application/json' \
  -d '{"vin":"1C6HJTAG0LL143408"}'

Receipt — the sandbox wire answered the request above with this exact body at build time. Captured by the receipts runner (timestamped, provenance in the payload), never authored; it re-executes only when this descriptor changes.

receipt · executed 2026-08-17T12:42:08.051Z · HTTP 200
{
  "type": "OK",
  "answers": "BhphAccountUnderwrite@1",
  "value": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "underwriting": {
      "status": "underwritten",
      "id": "UW-431e9cbd",
      "decision": "approved",
      "tier": "super-prime",
      "rateBand": "best",
      "apr": "4.49",
      "termMonths": 72,
      "stipulations": []
    },
    "applicant": {
      "name": "Ava Good",
      "castRow": "super-prime",
      "creditTier": "super-prime"
    }
  },
  "evidence": {
    "vin": "1C6HJTAG0LL143408",
    "noun": "bhphAccount",
    "asOf": "2026-08-10",
    "underwriting": {
      "status": "underwritten",
      "id": "UW-431e9cbd",
      "decision": "approved",
      "tier": "super-prime",
      "rateBand": "best",
      "apr": "4.49",
      "termMonths": 72,
      "stipulations": []
    },
    "applicant": {
      "name": "Ava Good",
      "castRow": "super-prime",
      "creditTier": "super-prime"
    }
  },
  "provenance": {
    "simulated": true,
    "environment": "sandbox",
    "source": "note-desk-sandbox"
  },
  "events": [],
  "meter": {
    "charged": "0.00",
    "posted": false
  }
}

Data model

The record shape behind this noun — one entity, each property an evidence field. See the whole estate model on the data model page.

LoanServicing

Modeled

The noun drawn out — its record shape, its lifecycle, and how it is exercised end to end. 2 diagrams, rendered from the estate model.

BhphAccount · Class model

BhphAccount · State machine

Generated from the catalog. Every capability, answer, gate, and entity on this page is a rendered descriptor — it cannot drift from the wire.

bay

The bay noun — identity, lifecycle, events, and every capability as an anchored section: 11 capabilities, 0 live, 11 sandbox, 0 declared.

bid

The bid noun — identity, lifecycle, events, and every capability as an anchored section: 12 capabilities, 0 live, 12 sandbox, 0 declared.

On this page

Identity
Events
Quote & price
terms
Pay & settle
collect
relatedFinance
Fulfill & operate
deviceInstall
Lifecycle & state
reinstate
More actions
note
paymentDevice
recovery
sidenote
underwrite
Data model
LoanServicing
Modeled